Whether you have one car you use exclusively for business or you own a tow truck company, you need commercial auto insurance to protect your investment and meet the requirements of the law. If you or one of your employees is in an accident while conducting business, the costs could be devastating to your company without insurance coverage. New business owners are often unsure of how much Commercial auto insurance in Wichita KS they actually need. An experienced agent can help you select the best coverage for your business.
A good commercial policy will cover your liability for injuries and property damage to other people and their vehicles if one of your drivers causes an accident. It is important not to neglect an auto insurance policy when you buy other insurance for your business. If your business requires you to transport people or objects, you need Commercial auto insurance in Wichita KS. Instead of trying to save money by not buying auto insurance, talk to your agent or broker about discounts.
Expect your agent to take the time to learn about your business and your insurance needs before suggesting a policy for you. Every business has different needs and your agent’s job is to get you the right amount of insurance to protect you without overinsuring your business. Insurance agents know that running a small business is expensive and he or she may be able to find discounts that can help you save money.
In addition to discounts, your agent should also offer you high-quality customer service. If you are ever in an accident, your agent will be an invaluable resource to help you get your claim paid quickly and get your vehicles repaired to minimize your business income losses while your vehicles are down. Your agent may also recommend other products to cover your losses, such as business interruption insurance to ensure you can make your payroll if you aren’t able to operate your cars or trucks temporarily.
An agent from Andy Woodward Insurance Agency can help you with all of your business insurance needs. From commercial auto insurance to an umbrella policy to cover losses above your regular insurance coverage, an experienced agent can ensure you have what you need to succeed.
